Iain

The Basics Buying a home usually involves arranging a mortgage. That means you borrow money to finance your new home, using the home as collateral or security for the loan. Mortgages have been around for centuries because they allow people to buy and sell real estate, even when purchasers don’t have enough money to pay … Read more

I’ve wanted to write a good article on this topic for a while now because I think it’s one of the most misunderstood areas in my field. Before I really knew about the mortgage industry, I assumed that brokers made their livings in one of three ways: charging a fee, increasing a lender’s rate, or … Read more