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About Iain Macfadyen

Thanks for visiting www.yourvancouvermortgagebroker.ca now I’ll tell you a little about myself. I’m a lifelong Vancouver resident. I grew up in the Westside neighbourhood of Dunbar and now reside in East Vancouver with my wife and two young children. I graduated from UBC in 2006 with a Bachelor of  Economics and in 2007 I decided I would like to focus my skills in the mortgage area of real estate finance and obtained my sub broker license.

In 2008 I began working at First National Financial, an industry leading mortgage lender, who I still deal with frequently on my clients’ behalf. From there I became an in house underwriter for a large Verico brokerage, executing mortgage approvals on behalf of a devoted sales force. I underwrote a huge portfolio of transactions for three years, giving me ample experience with all types of residential mortgages and the challenges that come with it.

Next, I moved to Dominion Lending Centres – A Better Way and was the in house underwriter for most of 2014 managing the approval process on behalf of several independent brokers. One year later, I decided to leave the underwriting department and broker my own clients while still underwriting on behalf of a small group of brokers at the firm.

After three years at Dominion Lending Centres – A Better Way, I left the franchise business model and co-founded Vanderkamp Vancouver Mortgages, a boutique independent brokerage based in Vancouver. I am now focusing exclusively on my clients, old and new. I am using my extensive background in underwriting to provide the best results and client experience possible. I am dedicated to my clients’ ongoing and evolving mortgage needs and willing to be their most trusted and accessible resource.

 

What's the difference between a mortgage broker and a bank?

I work with over 20 major lenders in BC

By using multiple lenders, we increase our chances of getting a good rate and product.

Here Is What Some Of My Clients Have To Say

Iain truly helped us understand the benefit of working with a Mortgage Broker. When it came time for us to renew our mortgage, Iain provided knowledgeable insights into the factors that were important for us to consider. He showed genuine care and commitment to securing a mortgage that was in our best interests, and did so with the utmost professionalism. Working with Ian made this whole process a breeze. He comes highly recommended!

Alison T
Vancouver, BC

Testimonial Alison T

We loved working with Iain on our first mortgage. We were new to the process and Iain made sure our close was as smooth and efficient as possible. He got us an excellent deal before we signed the purchase agreement, and then kept working to get us an even BETTER deal before financial close. I would (and do) recommend him to my friends.

Alexa B
Vancouver, BC

Testimonial Alexa B
Iain truly helped us understand the benefit of working with a Mortgage Broker. When it came time for us to renew our mortgage, Iain provided knowledgeable insights into the factors that were important for us to consider. He showed genuine care and commitment to securing a mortgage that was in our best interests, and did so with the utmost professionalism. Working with Ian made this whole process a breeze. He comes highly recommended!
Alison T
Vancouver, BC

Latest From My Blog

17

Sep

Major Mortgage Policy Shift: Liberals Announce 30-Year Terms and $1.5 Million Limit

by Iain in Vancouver Mortgage Blog

This Monday, September 16th , the Liberal government unveiled Proposed Reforms to the Canadian mortgage market aimed at increasing accessibility for homebuyers. The changes include expanding the availability of 30-year amortizations for insured mortgages and raising the cap on these insured products to $1.5 million from the previous $1 million limit. Under the new rules, first-time homebuyers and those purchasing newly constructed homes will have…

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