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Buying a property in BC- Main People Involved

When buying a home or other property, you will have to rely on a range of professionals to guide you through the process.  For first time home buyers in particular, it helps to be acquainted with these specialists and their roles. Mortgage Broker – A mortgage expert who introduces buyers to a full range of … Read more

The Mortgage Process in BC

1. Pre-Approval Getting a pre-approval is the first step to start a mortgage. A pre-approval will guarantee that you keep a certain rate for up to 120 days.  Once a Broker finds out about your income and debts, an estimate can be made on how much you can afford to pay. In other words, you … Read more

Pre-Approvals

Buying a home in British Columbia can be virtually impossible for some people in certain markets. Thus, many homebuyers unknowingly make offers on homes they cannot afford. Before beginning the bidding war on a potential property, it helps to have an indication of an affordable monthly mortgage payment. Some home buyers do not fully understand … Read more

BC First Time Home Buyers

The Basics Buying a home usually involves arranging a mortgage. That means you borrow money to finance your new home, using the home as collateral or security for the loan. Mortgages have been around for centuries because they allow people to buy and sell real estate, even when purchasers don’t have enough money to pay … Read more