BC First Time Home Buyers

by Iain in Vancouver Mortgage Blog

The Basics Buying a home usually involves arranging a mortgage. That means you borrow money to finance your new home, using the home as collateral or security for the loan. Mortgages have been around for centuries because they allow people to buy and sell real estate, even when purchasers don’t have enough money to pay for the property outright. Let’s look at the fundamental components…

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Mortgage Broker or Bank? An honest guide to an important question.

by Iain in Vancouver Mortgage Blog

I've wanted to write a good article on this topic for a while now because I think it's one of the most misunderstood areas in my field. Before I really knew about the mortgage industry, I assumed that brokers made their livings in one of three ways: charging a fee, increasing a lender's rate, or using a small lender with high rates for the sake…

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