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19

Jul 2010

Pre-Approvals

by Iain in Vancouver Mortgage Blog

Buying a home in British Columbia can be virtually impossible for some people in certain markets. Thus, many homebuyers unknowingly make offers on homes they cannot afford. Before beginning the bidding war on a potential property, it helps to have an indication of an affordable monthly mortgage payment. Some home buyers do not fully understand a pre-approval. Even if you obtain a pre-approval, it does…

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13

Jul 2010

BC First Time Home Buyers

by Iain in Vancouver Mortgage Blog

The Basics Buying a home usually involves arranging a mortgage. That means you borrow money to finance your new home, using the home as collateral or security for the loan. Mortgages have been around for centuries because they allow people to buy and sell real estate, even when purchasers don’t have enough money to pay for the property outright. Let’s look at the fundamental components…

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