Practical information about BC mortgages, rates, and real estate - written plainly, without the hype.
CONVENTIONAL MORTGAGE In British Columbia, if you have at least 20% of the purchase price (or appraised value if this is lower than the purchase...
Read MoreAdjustment Date: Date agreed to by both parties to a real property transaction for the adjustment of property taxes, rent, interest, and other items. Affidavit:...
Read MoreFrom www.canadianmortgagetrends.ca: “The odds are fair that prime rate is heading 25 basis points higher in one of the next two Bank of Canada meetings. (See this...
Read MoreWhen you are considering buying a house, you will need to have additional funds set aside for closing costs. These costs can add up to...
Read MoreI am always actively looking at our competition, and we can usually beat the rates available in British Columbia. The reason this is possible is...
Read MoreFixed rates continue to drop because of the low bond rates. We currently have a 3.69% 5 year and it’s quite possible it could...
Read MoreWhen buying a home or other property, you will have to rely on a range of professionals to guide you through the process. For first...
Read MoreWe have a 5 year fixed at 3.95% but that rate could get even lower. Our best closed variable rate is P-.70% (translation= 2.05% until...
Read More1. Pre-Approval Getting a pre-approval is the first step to start a mortgage. A pre-approval will guarantee that you keep a certain rate for up...
Read MoreBuying a home in British Columbia can be virtually impossible for some people in certain markets. Thus, many homebuyers unknowingly make offers on homes they...
Read MoreBlog posts cover the general picture. Call me for the specific picture - your income, your goals, your timeline.