Practical information about BC mortgages, rates, and real estate - written plainly, without the hype.
Before beginning the bidding war on a potential property, it helps to have an indication of how much you can afford. Some home buyers don’t...
Read MoreSeveral factors come in to play when a lender is deciding how much you qualify for. Credit Lenders want to see that you have...
Read MoreThe majority of Canadian citizens have a credit score. Scores can range from 300 to 900. Anything above 680 is considered good credit and you...
Read MoreAlthough you don’t need to provide documents during the pre-approval process, you will eventually need to confirm the information on your application. The exact documents...
Read MoreThe Home Buyers’ Plan (HBP) is a first time home buyer program that allows you to withdraw up to $25,000 from your RRSP for a down...
Read MoreHome Owner Grant: The basic grant can reduce your property tax by as much as $570 per year. To be eligible for the grant, you must...
Read MoreThis is a big benefit for first time home buyers. When purchasing real estate in BC, you must pay a property transfer tax of 1%...
Read MoreWhen you are buying a house, you will need to have additional funds set aside for closing costs. These costs can add up to a...
Read MoreDepending on the lender, you will have a variety of prepayment options available to you. Using these options is a great way to reduce the...
Read MoreThere are a few really important reasons why should you use a broker instead of a bank. A good mortgage broker knows all the...
Read MoreBlog posts cover the general picture. Call me for the specific picture - your income, your goals, your timeline.